Banking Law & Negotiable Instruments Act by Dr. R.K. Bangia is a widely trusted and updated text that provides a clear, comprehensive, and authoritative understanding of the legal principles governing the banking sector in India. Written by one of the most respected authors in Indian legal academia, the book simplifies complex concepts and blends statutory provisions with practical illustrations, making it ideal for students, competitive exam aspirants, and legal practitioners.
This new edition covers essential topics such as banker–customer relationships, banking operations, loans, securities, liabilities, and digital banking. It also offers an in-depth explanation of the Negotiable Instruments Act, 1881, including rules on cheques, promissory notes, bills of exchange, endorsements, dishonour of cheques, and legal remedies. The book serves as a complete reference for understanding both traditional and modern banking frameworks.
Key Highlights
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Comprehensive explanation of Banking Law principles, including:
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Nature & features of banks
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Banker–customer relationship and obligations
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Types of accounts, loans, advances & securities
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Banking Regulation Act, 1949 & RBI guidelines
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Digital banking, e-payments & electronic fund transfer
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Detailed commentary on the Negotiable Instruments Act, 1881, covering:
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Cheques, promissory notes & bills of exchange
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Endorsement, negotiation, presentment & payment
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Dishonour of cheques (Section 138) & prosecution
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Rights, duties & liabilities of parties involved
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Includes updated case law, statutory amendments and practical examples
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Written in simple, student-friendly language for easy understanding
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Useful for:
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LL.B. & LL.M. students
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Judiciary & law entrance exam aspirants
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Banking professionals & finance trainees
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Lawyers dealing with NI Act & banking disputes
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Published by Allahabad Law Agency
