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Insurance Laws by Gaurav Varshney presents a clear, comprehensive, and well-structured examination of the legal and regulatory framework governing insurance in India. Written in an accessible yet scholarly manner, the book explains the foundational principles of insurance law along with the statutory and institutional mechanisms that regulate insurance contracts and industry operations.
The text provides detailed coverage of the Insurance Act, 1938, the IRDAI Act, 1999, and the evolving regulatory regime introduced through recent amendments and guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI). It examines key areas such as formation and essentials of insurance contracts, insurable interest, premium and risk, indemnity and subrogation, assignment, nomination, disclosure obligations, and settlement of claims.
The book also offers insight into sector-specific insurance—life, health, marine, fire, motor, and reinsurance—supported by relevant case law and policy developments. Designed for both academic and professional use, it is an essential resource for understanding the intersection of contract law, consumer protection, and regulatory compliance within the insurance sector.
Comprehensive coverage of Indian insurance law and regulatory framework.
Explains core principles—insurable interest, indemnity, subrogation, and utmost good faith.
Detailed discussion on formation, validity, and enforcement of insurance contracts.
Covers major statutes—Insurance Act, 1938 and IRDAI Act, 1999 with updated amendments.
Includes sector-specific focus on life, health, motor, marine, fire, and reinsurance.
Supported by case law, IRDAI regulations, and contemporary policy developments.
Addresses claims settlement procedures, consumer remedies, and dispute resolution.
Ideal for LL.B and LL.M students, PCS(J), UPSC (Law Optional), and industry professionals.
Authored by Gaurav Varshney, providing clarity and practical legal insight.
Published by LexisNexis, ensuring authoritative and updated content.
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